What happens if a stimulus check gets destroyed?

Fortunately, the IRS has a procedure to help. If your third-round stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a “payment trace” to see if your check was cashed or direct deposit misdirected. Ultimately, if everything goes smoothly, you’ll be issued a new payment. That’s the good news.

What do you do if someone steals your stimulus check?

Do you think your economic impact payment has landed in the hands of an identity thief? You can report it to the FTC and the IRS at the same time. Here’s what to do. Visit IdentityTheft.gov, the government’s one-stop resource for people to report identity theft and get a personal recovery plan.

What happens if a stimulus check gets lost in the mail?

If you received your payment by check and it was lost, stolen or destroyed, you may need to request a payment trace so the IRS can determine if your payment was cashed.

What to do if your stimulus check is lost, stolen or destroyed?

If your first-round ($1,200) or second-round ($600) stimulus payment is lost, stolen or destroyed, you can ask the IRS to perform a “payment trace” to see if your payment was cashed. In fact, you may need to request a trace in order to eventually get paid ( assuming you’re eligible for a stimulus check ). That’s the good news.

How to check on your third stimulus check?

Today a third stimulus check will reach millions of U.S citizens after weeks of waiting for a relief payment. You can check the status of your third payment by using the free IRS tracking too – Get My Payment. However, if you suspect that your check was lost, stolen, or destroyed you can request a replacement.

Can you request a payment trace on a stimulus check?

You can request a payment trace only if you haven’t received your stimulus payment and you: The “Get My Payment” tool shows your payment was issued. Don’t request a payment trace to determine if you’re eligible for a payment or to confirm the amount of money you should have received.

What happens if my stimulus check is not cashed?

First, whether or not your check was cashed, the IRS won’t reissue your payment. Instead, you’ll have to claim the amount you’re owed as a “recovery rebate” credit on your 2020 tax return, which means you won’t get your stimulus check money right away.