media and communication
Why do banks deny loans?
Banks often deny loan applicants due to an applicant’s poor or even slightly-below-average credit score. In some cases, banks simply have credit-score thr...
Category: Media And Communication
media and communication
Can a 16 year old finance a car with a co-signer?
While you can’t do it alone at age 16, you could get a car loan with a co-signer such as a parent. Alternatives include getting a private loan from your f...
media and communication
How do I join a class action lawsuit against Santander 2021?
To join the Santander Consumer USA class action, go to the firm’s website at or call Phillip Kim, Esq. or Kevin Chan, Esq. toll free at 866-767-3653 or em...
media and communication
Is it better to use a credit union to buy a car?
Get Car Financing. Even with poor credit. Using a credit union auto loan can save you a lot of money in interest charges and fees on your next new or used...
media and communication
What is the maximum interest rate allowed in Florida?
25 percent Florida’s usury laws, set forth in F.S. Ch. 687, prescribe a maximum rate of interest of 18 percent on loans of less than $500,000. On loans th...
media and communication
What car symbol looks like an upside down V?
The famous Citroen logo features a stylized image of double helical gears, paying tribute to Andre Citroen’s engineering background and early gear busines...
media and communication
What is considered work time?
Generally, “hours worked” includes the time that an employee is required to be on duty or on the employer’s premises or at another prescribed place of wor...
media and communication
Do extra mortgage payments go towards the principal?
When you make an extra payment or a payment that’s larger than the required payment, you can designate that the extra funds be applied to principal. Becau...
media and communication
How much does JP Morgan Chase Bank pay?
What is the average salary for J.P. Morgan in the U.S.? The average J.P. Morgan salary in the U.S. is $93k for analysts (average of first and second-year)...
media and communication
How is depreciation on a car calculated?
*Even for a new vehicle, IDV is calculated @ 95% of Total Cost, i.e. using a 5% depreciated value. The Sum Insured value of the obsolete models of vehicle...
media and communication
How are debts divided in divorce?
The court will indicate which party is responsible for paying which bills while dividing property and money. Generally, the court tries to divide assets a...
media and communication
Is it better to return a car or have it repossessed?
When you can no longer afford your car payments, voluntary repossession may seem like the best way to get your car loan off your hands. But returning your...
media and communication
Does a cosigned loan show up on credit report?
Being a co-signer itself does not affect your credit score. You will owe more debt: Your debt could also increase since the consignee’s debt will appear o...