global affairs
What is a credit report important?
A credit report can act as a shining light into your financial background, helping reveal personal payment history and lending and credit worthiness. It c...
Category: Global Affairs
global affairs
What is a finance charge on a car?
Technical Definition of Finance Charge According to accounting and finance terminology, the finance charge is the total fees that you pay to borrow the mo...
global affairs
What is the difference between signed and executed?
What is the difference between fully executed and partially executed contracts? The term fully executed can mean either when all parties to the contract h...
global affairs
How can I check if my car is still financed?
Go to the RTO webiste, click on the ‘Vehicle details’ and provide your Vehicle Regn No etc and then you will get full RC details which may also show the H...
global affairs
Why did they call it Pajero?
Editor’s note: In Spanish-speaking countries, the Mitsubishi Pajero is known as Mitsubishi Montero. It was first named Pajero after the pampas cat (leopar...
global affairs
How can I remove my husband from my car loan?
Refinancing is the only way to remove a co-borrower from an auto loan. However, if you want to get your name off the car loan, your ex needs to qualify fo...
global affairs
Can a car dealer force you to use their financing?
The simple answer is “No”. Not very common and certainly not legal. The dealer does not want you to pay cash – it wants to sell the vehicle AND sell finan...
global affairs
Can auto loan be rescinded?
Basically, California allows an automobile purchase or lease agreement to be rescinded if it is based upon fraud, mistake, or significant non-disclosure o...
global affairs
Can a dealership sell an unsafe vehicle?
Under federal law, it is illegal for auto dealers to sell new vehicles that the manufacturers have recalled due to safety defects. Laws in all 50 states a...
global affairs
How can I get a car with bad credit and no job?
What are the options for financing a used car with no job? Get a cosigner. A cosigner applies for a car loan with you; their credit score, income and work...
global affairs
Do you have 14 days to cancel a contract?
If you entered into the contract over the phone, online or on your doorstep, you have 14 calendar days to cancel the contract under the Consumer Contracts...
global affairs
What happens when you trade in your car and still owe money on it?
If your auto loan payoff amount is more than the dealer is willing to give you for your trade-in then you will still have to pay off what you owe on your ...
global affairs
What is an installment sales contract?
In an installment sale contract — sometimes called a contract for deed — generally the owner agrees to sell the real estate to the buyer for periodic paym...