civics and society
What happens to cosigner in divorce?
California Law A co-signed loan acquired before marriage remains the separate property of the spouse. The co-signer remains responsible for the home loan ...
Category: Civics And Society
civics and society
Can someone else put up collateral for my loan?
They can. It is called fraud and/or breach of fiduciary duty. If you pledge something you do not own the creditor cannot successfully seize the item if yo...
civics and society
Who is Transamerica owned by?
Aegon N.V. As an indirect, wholly owned subsidiary of Aegon N.V., Transamerica has a Board of Directors that features the CEOs of both Transamerica and Ae...
civics and society
How do you buy a car that has been repossessed?
How to Buy a Repo Car Lender Purchase. Some banks will make their repossessed vehicles directly available to the public. Vehicle Auction. Auctions are a g...
civics and society
What are the steps to selling a car?
Step by step guide Step 1 – Prepare the necessary documents. Step 2 – Clean the vehicle and take photos. Step 3 – Advertise the vehicle. Step 4 – Negotiat...
civics and society
How long does Chapter 7 take to discharge?
Once filed, a Chapter 7 bankruptcy typically takes about 4 – 6 months to complete. The bankruptcy discharge is granted 3 – 4 months after filing in most c...
civics and society
Does a cosigner have to be a relative?
“In my experience, it’s most commonly a grandparent who wants to help, but it’s important for families to remember that the cosigner doesn’t have to be a ...
civics and society
Which way is the force on a car going around a corner?
The direction of a centripetal force is toward the center of curvature, the same as the direction of centripetal acceleration. What provides the centripet...
civics and society
Can you decline a totaled car?
After a car wreck, you’ll need to assess the damage of your car. The Damage Adjuster will determine whether or not your car is a total loss based on the t...
civics and society
How much do cars really cost?
How to calculate car ownership costs Average New Car Cost Small Sedan $593 $20,000 Small SUV $700 $26,000 Medium Sedan $720 $25,000 Medium SUV $855 $33,00...
civics and society
What does a cosigner need to provide for a car?
The pledge and guarantee to pay must be in writing. In order for your cosigner to be accepted by the bank or lender, the cosigner is usually required to h...
civics and society
What happens if someone dies and has a car loan?
Car loan after your death Car loans are not forgiven at death so, if your estate can’t cover the debt, the person that inherits the vehicle needs to decid...
civics and society
How do I get a lien release from Ally Bank?
To have your lien released, contact Ally at 888-925-2559 or by chat to get your payoff amount. If you have the funds available, you’ll need to pay the rem...